Referral Program Terms
Appraiser Guru™ by Tarnwick LLC · Last Updated: August 2026 · Version 2.0
1. Program Overview
Tarnwick LLC ("Company") offers a Referral Program ("Program") that allows members to earn referral credits by referring qualified appraisers to the Appraiser Guru platform. The Program is a single-level, flat-rate referral reward — not a multi-level or percentage-based commission structure.
2. Referral Rewards
2.1 Referrer Reward
For each qualified referral, the referring member earns a $100 credit applied to their membership dues. There are no percentage-based commissions, no second-level rewards, and no ongoing or perpetual payments tied to referrals.
2.2 New Member Discount
Referred members receive 10% off their first year of membership, applied at signup via the referral code. Founding Members ($149/mo locked rate) are excluded from this discount as they are already at the lowest available rate.
2.3 Qualification
A referral is considered "qualified" thirty (30) days after the referred member's first successful subscription payment, provided both members remain active paying members at that time. This thirty-day period is a refund and chargeback holdback — it begins at the referred member's first cleared payment, not at signup. A free trial, no matter how long it runs, does not start the clock; the clock starts only once the referred member has actually paid. The $100 referral credit is applied to the referrer's account only after this thirty-day holdback completes.
2.4 Example
You share your referral link. A fellow appraiser signs up using your link, completes their free trial, and makes their first subscription payment on the Annual plan ($199/mo). They receive 10% off their first year. Thirty (30) days after that first successful payment — provided you are both still active paying members — you receive a $100 credit applied to your next billing cycle.
3. Enrollment and Participation
3.1 Enrollment
Participation in the Referral Program is voluntary and requires affirmative enrollment. To participate, navigate to your account settings and click "Join Referral Program." Upon enrollment, a unique referral code and personalized referral link will be generated for your account. You are not automatically enrolled at signup and are never required to participate.
3.2 Referral Code
Upon account creation, the system generates a unique referral code (e.g., REF-JP1234) and a personalized referral link. You may also set a custom referral code (e.g., REF-JOHNDOE) via your account settings, subject to availability and content guidelines. Custom codes must be 4–20 alphanumeric characters and are prefixed with "REF-".
3.3 Eligibility
Both referring and referred members must: have an active, paid subscription (trial accounts do not qualify for earning referral credits), be in good standing, have accurate account information, and be a licensed appraiser or meet membership requirements.
4. Credit Application
4.1 How Credits Work
Referral credits are applied to the referrer's next membership billing cycle thirty (30) days after the referred member's first successful subscription payment.
4.2 No Cap
There is no cap on the number of referrals you can make or the total credits you can earn. Each qualified referral earns $100.
4.3 Active Membership Required
Both the referrer and the referred member must maintain active, paid memberships for the referral credit to be applied. If either party's membership lapses before the thirty-day holdback following the referred member's first successful payment completes, the referral credit is forfeited.
4.4 Nature of Credits
Referral credits are applied to your membership dues. Credits have no cash value, are not redeemable for cash, and are not transferable. Tarnwick™ may offer additional redemption options in the future at its discretion.
5. Tax Reporting
Referral credits that exceed $600.00 in a calendar year will be reported to the IRS on Form 1099-NEC. You are solely responsible for all tax obligations related to referral credits. The Company does not provide tax advice.
6. Referral Restrictions
6.1 Prohibited Conduct
- Spam: Sending referral invitations without explicit prior consent
- Misleading claims: False or exaggerated claims about the platform or earnings potential
- False advertising: Misleading domains, fake reviews, impersonation, or trademark infringement
- Self-referral: Creating fictitious accounts or referring accounts you control
- Illegal incentives: Offering payments beyond Program credits to induce sign-ups
- Paid advertising: Using paid ads for referral codes without prior written approval
Referrals between accounts sharing a payment instrument, billing address, residential address, or household do not qualify. Tarnwick may withhold or reverse a credit where it reasonably determines a referral was not arms-length.
6.2 Consequences
Violations may result in immediate suspension or termination of Program participation, forfeiture of pending credits, and potential account termination.
7. Program Modifications
Tarnwick may modify or discontinue the Referral Program with thirty (30) days' written notice to participating members. Changes take effect at the start of the next billing cycle following the notice period. Referral credits already earned and pending application will be honored.
8. FTC Disclosure
Members who refer new paying members receive a $100 referral credit. This referral represents a material financial relationship between the referrer and Tarnwick. When sharing your referral link or code, you must disclose this financial relationship in accordance with Federal Trade Commission guidelines.
9. No Earnings Guarantee
The Company makes no guarantee regarding earnings from the Referral Program. Referral credits are contingent on successful qualification of referred members. Tarnwick reserves the right to deny referral credit in cases of abuse, fraud, or violation of these terms.
10. Governing Law and Dispute Resolution
Governed by the laws of the State of Michigan. Disputes are subject to binding arbitration per the Terms of Service.
11. Entire Agreement
These Referral Program Terms, together with the Terms of Service and Privacy Policy, constitute the entire agreement regarding the Referral Program.
Tarnwick LLC 1625 Ridge Rd, Highland, MI 48356 Phone: (734) 404-4716 Email: info@tarnwick.com